One of the interesting things about people who are struggling to catch up with their mortgage payments is the fact that in the United States, the length of time someone has been delinquent on their loan has actually gone down. This means that people using a Florida FHA loan for their mortgage payments may be delinquent only for a month or two at most whereas before they might be delinquent for months and months. This is a good sign for the economy since it means that even if people get behind, they can get caught up quicker.